When cats get into trouble, claiming shouldn’t be complicated.
Curiosity got the cat... and we got them back on their paws
Cats are curious. Sometimes a little too curious. One minute they're perfectly balanced on a shelf. The next minute gravity is reminding them who’s in charge.
They’re endlessly curious about:
Geckos on the ceiling
Getting the crazies for no reason at all
Getting themselves into tight jams
When curiosity leads to a vet visit, the last thing you need is complicated paperwork.
The good news? Claiming is simple.
3 ways to claim

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Pay with GapOnly® at your vet
Step 1:Vet visit.
Step 2:Vet submits claim on your behalf and it is processed on the spot.
Step 3:Only pay the gap at the vet.
Benefits:
Less paperwork
Less out of pocket(you only pay the gap between the vet’s invoice and your eligible claim benefit)

Vet eClaim
Step 1:Vet visit.
Step 2:Pay the Vet.
Step 3:Vet can submits claim for you.
Benefits:
80% of veterinary clinics around Australia offer this service
Pet Portal
Step 1:Vet visit.
Step 2:Pay the vet.
Step 3:Upload vet invoice on portal
Benefits:
Easy claim process through the app or online
Available 24/7What we will need from you:
Itemised vet invoice
Vet consultation notesSometimes additional information such as veterinary history or lab results may be required. Most Vets will process this for you.
YOUR VET BILL $10,000
WE PAY: $9,500*

Help protect their 9 lives
Enter your details
What's in for $30
- Accidents, e.g.: tick bites, snake bites, falls, dog park injuries
- 2-day waiting period (6 months for cruciate conditions)
- GapOnly® claiming
- No payout limits and just a $500 excess for each accident
What's Out for $30
An accidental injury refers to physical harm or an injury to your pet that results from:
- an unexpected and unintended external event that occurs suddenly at a specific time and place; and
- is independent of any illness or any pre-existing condition.
An accidental injury excludes any physical harm resulting from any illness.
Common examples of accidental injuries include motor vehicle incidents, injuries caused by another animal including rough play, falls, snake bites, cuts, toxicity, or swallowing an object that requires removal.
Means a condition that first existed or occurred:
- prior to the commencement date of the first policy period; or
- within any applicable waiting period,
for which you were aware, or a reasonable person in your circumstances could be expected to have been aware, of signs or symptoms of the condition, irrespective of whether the underlying cause of those signs or symptoms has been diagnosed.
A pre-existing condition also includes a related condition of a pre-existing condition.
Some general exclusions include: behavioural conditions, dental, medicated baths and shampoos, accessories, desexing, elective treatments, training, preventative case e.g. vaccines. See PDS for a full list of exclusions.
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Summary
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- Product Suitability
- Terms and Conditions of Policy
- Product Disclosure Statement and Target Market Determination
- Privacy Collection Notice
